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The deliverable

A return is the receipt, not the work

Every firm in Miami will tell you they prepare returns. Fine — so does the software. What matters is what lands in your hands when the filing is done, and whether anyone walks you through it.

Here is what actually arrives.

Four things we hand over

Personal returns

The return, and then the part nobody else sends

Filing the 1040 is the easy half. The half that changes next year is sitting down with what the year actually did — where the money went, which decisions cost you, and the three or four moves worth making before December while there is still time to make them.

What arrives

  • The filed return, and a plain-language summary of what is in it
  • A year-in-review that compares this year against last and says what moved
  • Specific recommendations for next year, with the deadline attached to each
  • A short video where we walk through your return on screen — yours, not a generic one
  • An estimated-payment schedule you can actually follow

Business returns

The same treatment, with the owner's return in the same conversation

A business return that ignores the owner's 1040 is half a job. Reasonable compensation, distributions, the basis you did not know you were out of, the state you started selling into — those are decided across both returns or they are not decided at all.

What arrives

  • The entity return and every K-1, delivered on the date the partners need them
  • The owner's return planned alongside it, not after it
  • A year-in-review on the business: margins, the comparison, what the numbers are telling you
  • A video walkthrough of the financials and the return together
  • Next year's planning items, dated

Bookkeeping and QuickBooks

We do not clean up your file. We change what arrives in it.

Most firms fix QuickBooks after the fact, every month, forever. We run the file through our own engine, cross-check what QuickBooks says against what the documents say, and post the adjustments. Then we rebuild the file around your business — the right classes, the right projects, a chart of accounts that matches how you actually operate — and hand your people a coding guide written for your business. The point is that next month comes in clean instead of getting fixed.

What arrives

  • A cross-check report: what the file said, what the documents said, and every adjustment we made
  • A QuickBooks file restructured for your industry — classes, projects, a chart of accounts that fits
  • A coding guide in plain words, written for whoever enters the transactions
  • Monthly financials that tie, on a date you can plan around
  • A reconciliation you can hand to a bank without apologizing for it

Compilations, reviews and audits

It is a painful process. Pretending otherwise is how it gets worse.

Anyone who tells you an audit is painless has not done one. The pain is real and most of it is logistics — document requests, version control, the same schedule rebuilt four times, waiting on a list. That part we can take most of the way out, because the request list, the tie-outs and the supporting schedules are work our systems do fast. What is left is the judgment, which is what you are paying for anyway.

What arrives

  • A document request list built up front, not drip-fed over six weeks
  • Tie-outs and supporting schedules prepared from your own ledger, not rekeyed
  • The statements in the firm's house style, on the basis the engagement calls for
  • A straight answer about where the numbers will not support what you want them to say

See one before you ask for one

The things we hand over, in full. Open any of them — they are the real layouts, the real level of detail, and the real tone.

  • Sale of the business

    The deal assessment, before the CIM goes out

    Flagler Facility Group LLC

    Nine add-backs sorted into the ones that survive diligence, the ones a buyer will fight, and the two that should come out before anything is printed. The spread between the seller's number and the number we would defend is $3.2M — and $1.4M of it rests on adjustments that will not hold.

    Open the full report

  • Two restaurants

    The operating report, in charts

    Ponce Hospitality Group LLC

    Twelve months of covers, prime cost broken into what it is actually made of, and five measures against the peer set. The finding is not on the menu: occupancy runs 1.6 points above the peer set, which is $157,440 a year, and no amount of food cost fixes a lease.

    Open the full report

  • Mechanical contractor

    The QuickBooks cross-check

    Pinecrest Mechanical LLC

    What the file said, what the documents said, and every adjustment we made. Six disagreements, each with the document that settled it. One tie ships red because the report it needed never arrived — we would rather show you a gap than a green tick nobody earned.

    Open the full report

  • Powersports dealer

    The monthly financials

    Coral Way Motorsports LLC

    Statements that foot, plus the part most firms leave out: where you sit against the peer set. Gross ahead by 5.6 points, overhead behind by 0.8, and a sentence saying which one is worth fixing first.

    Open the full report

  • Individual return

    The year-end review and walkthrough

    A married couple, one S corporation

    Not the return — the part worth reading. Every number with last year beside it, four recommendations each carrying its own deadline, and a seven-minute walkthrough of your own return with chapters.

    Open the full report

  • Assurance engagement

    Notes to the financial statements

    Atlantic Range Marine LLC

    The notes, not the statements. An assurance client's financials are theirs, and a firm willing to publish one has told every other client what it would do with theirs. The notes are where you can actually judge the work.

    Open the full report

  • Medical practice

    Reasonable compensation, and the retirement plan

    Delgado Dental Group PA

    Everyone expects to be told to pay themselves less. This says the opposite and shows the arithmetic — then admits that on tax alone the move is close to a wash, and explains what you actually bought.

    Open the full report

  • Beverage importer

    The business plan a lender will read

    Bahía Reserve Imports LLC

    Not the thirty-page template with a mission statement. The projections a credit officer actually tests, the assumptions written where they can be argued with, and the month the cash gets tight said out loud instead of buried.

    Open the full report

  • IRS collection

    Offer in Compromise — the solvency assessment

    Marisol Vela, individual

    Whether an offer gets accepted is arithmetic, not negotiation. Every line of the collection-potential calculation, the answer at the bottom, and the part the radio ads leave out: more than two-thirds of this offer is the retirement account she thought was protected.

    Open the full report

  • Municipal contractor

    Statements on the basis your contract defines

    Palmetto Grounds Management LLC

    A grant or an agency agreement can write its own accounting — revenue when the agency approves it, and only the costs it agreed to share. Both columns here are right, and sending the wrong one to the wrong reader costs money in both directions.

    Open the full report

Every company in these is invented and every figure was written from scratch. We do not put a client's report on a website with the name swapped out, blurred, or behind a sample stamp. A page like this is permanent and indexed, and anyone who knows our client list could work backwards from a single distinctive number. The companies below do not exist.

Powered by Clavé™

We built the thing we keep your books on.

Most firms rent their accounting software and hand you the login. We built ours. Clavé™ Books is the platform your monthly close actually runs on, and this firm operates it — the same way it operates the return.

So you are not buying software and you are not learning one. You get what it produces: a workbook where every account is tied out, statements prepared the way the return will be, and a month-end conversation about what the numbers mean. A client-facing view of your own books opens in 2027.

How Clavé Books works

About the technology, since everyone asks

We use it. We got ahead of it instead of waiting to see, we built our own tools on top of it, and we are not nervous about saying so.

What it buys you is time, in one direction: the mechanical work — tying out, cross-checking, rebuilding a schedule, chasing a difference across two systems — happens in a fraction of the hours it used to. Which means the hours you pay for go into your numbers instead of into cleanup.

What it does not do is sign anything. Every return, every statement and every piece of advice that leaves here has been read by a person whose name is on the door. The technology makes us fast. It does not make us absent.

Want to see one of these for your file?

Call and a person picks up. Send a note and a person reads it. Either way it reaches somebody at the firm, not a queue.

Call 305.595.0303Send us a note